How to Look

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Welcome to our blog!
We want you to be an informed homebuyer, and each blog post is a question that we have answered for our friends and customers over the years. Hope they help you make a good choice for your next home.

   One company that writes this type of policy is Tapco Insurance Underwriters. You cannot buy the policy directly from the company, and need to find a local independent insurance agent that represents them.

   There are virtually no requirements, other than providing an address, in order to secure this type of insurance. The downside is that it’s expensive; so you only want to use it for as long as it takes to get the house improved sufficiently to pass a 4-point inspection. The minimum policy term offered is usually 6-months.

   As far as we know, no company offers this type of policy for a manufactured/mobile home. Also, many policies include a clause that does not allow you to get a refund for the unused portion if you complete your repairs quickly, and want to cancel and switch to standard homeowner’s insurance before the end of the policy term.

While we hope you find this series of articles about home inspection helpful, they should not be considered an alternative to an actual home inspection by a local inspector. Also, construction standards vary in different parts of the country and it is possible that important issues related to your area may not be covered here.
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